Phishers aren't even trying these days:

The following things stand out:

• The date header is +0900. Suspicion rating: 2/10
• The recorded log in time is in EST. The Halifax and myself are in GMT. Suspicion rating: 6/10
• The recorded log in time hadn't occured by the time I get the email. Suspicion rating: 8/10
• I don't bank with the Halifax. Suspicion rating: 10 million/10